Buying a home is one of the most exciting and largest financial steps you’ll ever take. Whether you’re a first-time buyer or upgrading to your dream acreage in the Peace Region, it’s important to understand all the costs involved. In Fort St. John’s competitive housing market, planning ahead helps you make confident, stress-free decisions.

Here’s a breakdown of the hidden costs every homebuyer in Northern BC should be prepared for:

1. Home Inspection

Before finalizing your purchase, always invest in a professional home inspection. It typically costs between $600 - $900 but can save you thousands in potential repairs. In our region’s colder climate, pay special attention to insulation, heating systems, and foundation issues.

2. Property Appraisal

If you’re getting a mortgage, your lender will likely require an appraisal to confirm the home’s value. Expect to budget around $500–$1000. This step ensures you’re paying a fair price and protects your investment.

3. Legal Fees

A real estate lawyer will handle the paperwork, title transfer, and mortgage registration. Legal fees in Fort St. John generally range from $1,200 - $2,200.

4. Property Transfer Tax

In British Columbia, buyers pay a Property Transfer Tax (PTT) when purchasing real estate. For most homes, it’s 1% on the first $200,000 and 2% on the remainder up to $2 million.
💡 Tip: First-time home buyers may qualify for a full or partial exemption — ask your Realtor or lawyer to confirm your eligibility.

5. Adjustments and Utility Hookups

Sellers may have prepaid property taxes or utility bills. These are adjusted at closing so each party only pays their share. New homeowners should also budget for utility connection fees, which can vary depending on location and provider.

6. Moving and Setup Costs

From hiring movers to setting up internet and garbage collection, small expenses add up quickly. Plan for $3,000+ to cover your move comfortably — especially if you’re relocating from another BC community or province.

7. Home Insurance and Maintenance

Before you get your keys, your lender will require proof of home insurance. Premiums depend on property type, location, and value — usually between $1,600–$4,500 per year.
Don’t forget to budget for ongoing maintenance like furnace servicing, snow removal, or well and septic upkeep if you’re buying rural property.

Why This Matters in the Fort St. John Market

The Peace Region’s housing market offers incredible value compared to many BC areas, but being financially prepared gives buyers an edge. Understanding the true cost of homeownership helps you act quickly and confidently when the right property comes along.

Whether you’re drawn to a family home in town or an acreage outside city limits, Brenna and her team are here to guide you through every step — from offer to keys in hand.

📞 Call/Text Brenna at 250.262.6441
Brenna Burns PREC
CENTURY 21 ENERGY REALTY
FORT ST. JOHN 📍

As fall settles over Fort St. John and the Peace Region, colourful leaves and crisp air create the perfect backdrop for selling your home. But as the season changes, so should your approach to curb appeal. Whether you’re listing your property or just want your home to shine this autumn, these simple upgrades can make a big impact — especially in Northern BC’s unique climate.

Freshen Up Your Exterior

Start with the basics: a clean, well-maintained exterior sets the tone for the entire property. Wash away dust and grime from siding, windows, and decks that may have built up over summer. Clear away fallen leaves, trim overgrown bushes, and tidy up garden beds. A freshly swept driveway and clean walkways instantly make your home look more cared for.

In Fort St. John’s cooler months, sunlight becomes limited, so a little sparkle goes a long way. Wash windows inside and out to maximize natural light, and consider updating outdoor light fixtures to brighter, warmer tones that welcome buyers — even on shorter, cloudier days.

Add Warm, Seasonal Touches

Fall is all about warmth and comfort. Use that to your advantage when staging your home’s exterior. Add seasonal planters with hardy mums or ornamental grasses that can handle cooler temperatures. A simple wreath on the front door or a few pumpkins by the entryway add charm without feeling overdone.

For acreage or rural properties in the Peace Region, think scale — clean up driveways, gate areas, and fences. Make sure signage or address markers are visible and easy to read. Buyers exploring larger properties will appreciate thoughtful details that show the home has been well maintained.

Light the Way

As daylight fades earlier in October, good lighting becomes essential. Replace any burnt-out bulbs and add pathway lighting to make walkways safe and inviting. Motion-sensor or solar lights are great for highlighting features like entryways, trees, or driveways while adding a sense of security — something Northern BC buyers value during long winter nights.

Don’t Forget Curb Appeal for Acreages

In rural areas around Fort St. John, curb appeal means more than just a tidy front yard. For acreages and farm properties, make sure driveways are graded, fences are in good repair, and outbuildings are organized and accessible. Store equipment neatly and remove clutter to highlight usable space and showcase how easy it is to maintain a larger property.

First Impressions Matter

In a market where buyers are comparing homes online before visiting in person, great curb appeal helps your property stand out from the start. A few simple updates now can help your home photograph beautifully, feel more inviting, and attract more showings — even as the temperatures drop.

Fall in Fort St. John is a beautiful time of year, and with a little effort, your home can stand out in any market. Whether you’re preparing to list now or planning for winter, thoughtful curb appeal improvements show pride of ownership — something every buyer notices.

📞 Call/Text Brenna at 250.262.6441 for expert advice on preparing your home for sale in Fort St. John and the Peace Region.

Brenna Burns PREC
CENTURY 21 ENERGY REALTY
FORT ST. JOHN 📍